Your use of this web site constitutes your agreement without modification to all of the following terms, conditions and notices. If you do not agree with our Terms of Use, your sole remedy is to discontinue use of this web site.

The content of this site is our property unless otherwise indicated, and protected by copyright and trademark laws. All rights are reserved and the content of the web site may not be reproduced, downloaded, disseminated, published, or transferred without our prior written permission. The trademarks, logos and service marks displayed on the web site are our property.

The products and services described on this web site are available only in the United States and other countries where permitted by law. Products and services may not be available in all geographic areas. All products and services are subject to change without notice.  All loans subject to credit approval and property appraisal. 

As a condition of your use of this web site, you warrant that you will not use this web site or any information contained on the web site for any purpose that is unlawful or prohibited by these Terms of Use, and that you will not access this web site or use materials or services available on this web site from territories where such access or use is illegal.

This web site may contain links to other web sites operated by third parties. We provide links to other sites as a service to users. The linked sites are not under our control and we are not responsible for the content available on the third-party sites. Such links do not imply our endorsement or approval of material on any other site. It is the user's responsibility to take precautions to ensure that material selected from such linked sites is free of such items as viruses, worms, Trojan horses and other items of a destructive nature. We are not responsible for, and expressly disclaims all liability for, damages of any kind arising out of the use of such linked sites, or reference to or reliance on information contained therein.

This web site may contain tools and calculators. We provide tools and calculators as a service to users, for educational purposes only. We do not guarantee the accuracy of the calculators or the results. We are not responsible for, and expressly disclaims all liability for, damages of any kind arising out of the use of such tools and calculators.

Use of this web site and its contents are at the user's sole risk. We assume no responsibility for consequences from the use of the information herein, or in any respect for the content of such information, including, but not limited to, delays, errors or omissions, the accuracy or reasonableness of information, the defamatory nature of statements, ownership of copyright or other intellectual property rights, and the violation of property, privacy or personal rights of others. We are not responsible for, and expressly disclaims all liability for, damages of any kind arising out of use, reference or reliance on such info